Interest rates in the bond market are rising. For example, one of the most important bonds, the 10 Year maturity U.S. Government Bond, has seen its interest rate rise from 2.4% at the beginning of January to 2.66% on Friday. This is a big increase in the world of bonds. If Interest rates continue to rise at this pace, investors will see losses in long-term maturity and intermediate-term maturity bonds as well as similar bond mutual funds. Our models have already severely reduced the amount of long-term and intermediate-term bonds. And, rapidly rising interest rates will make the stock market susceptible to a correction. We will monitor interest rates closely.