I have your attention, right?  Wow, a 2011 forecast!  Not so fast.  Before I attempt to guess about the future, let me first warn you that we are entering the time of the year for pundits to make apparently irrefutable forecasts of their view  of 2011. But, be wary of such forecasts.  Why?  Because stuff happens.  Unexpectedly.  As a result, forecasters utterly misread outcomes.  For example, who could have forecast a volcanic eruption in 2010 that played havoc with air travel in Europe, the Greece/Ireland crisis, the tragic floods in Pakistan, the earthquake in Haiti, the massive oil spill in the gulf.  These were some of the biggest events of 2010, and each left its mark on the year 2011 both economically and psychologically.