A word about the Affordable Care Act, aka ObamaCare. According to CNN’s numbers, about 7 million
Americans must sign up under Heathcare.gov including 2.7 million young
Americans for the program to be successful from an actuarial perspective.  As the first month of the sign up period
comes to an end (the first of six), no government reports are available for the
number of sign-ups yet.  However,
according to a CNN report, government sources have committed to publishing the
first such report in Mid November.  We
will monitor this carefully since many are directly impacted by this program
which affects one-sixth of the U.S. economy.