Last week, U.S. Stocks increased. Foreign Stocks and Bonds declined. During the last 12 months, STOCKS outperformed BONDS.
| Returns through 11-8-2013 | 1-week | Y-T-D | 1-Year | 3-Years | 5-Years | 10-Years | 
| Bonds- BarCap Aggregate Index |   -.5 | -1.9 | -2.1 | 2.7 | 5.6 | 4.8 | 
| US Stocks-Standard & Poor’s 500 | .6 | 26.4 | 31.4 | 15.6 | 16.3 | 7.5 | 
| Foreign Stocks- MS EAFE Developed Countries | -.8 |  15.0 | 22.7 | 3.5 | 8.2 | 4.6 | 
Source:
Morningstar Workstation. Past performance is no guarantee of future
results. Indices are unmanaged and cannot be invested into directly.
Three, five and ten year returns are annualized excluding dividends.
