The IRS recently created a new application to obtain income tax return transcripts fairly easily.  Any taxpayer can create an account and pull their tax transcripts for the prior three years in real time.  Clients who need copies of past returns for mortgage applications, student loans or other uses can now obtain them from any computer or even a smart phone.

Per the IRS, Return Transcripts (2013 back to 2010) will meet the requirements of lending institutions offering mortgages and student loans.

To obtain, use the link “Order a Return or AccountTranscript” under “Tools” link on the IRS.gov homepage.