The “Heat Map” is indicating the U.S. stock market is in good shape ASSUMING no international crisis. One potential international crisis hot spot is Iraq. The situation has grown slightly worse during the last week in some regards; however, the Iraqi government, to date, has held off the ISIS rebels from capturing Iraq’s largest refinery – a key objective. On a scale of 1 to 10 with 10 being the highest level of crisis, we rate the Iraq situation as a 4 at this time. For more information, read “The Markets This Week” article.