Personal Notes

Posted on August 6, 2014 by The Weekly Commentary

One of the reasons I have no plans to retire is I like helping people. I especially enjoy working with those retirement minded employees who need answers. And, with all the changes occurring at PPL, Air Products, Merck and other LV employers, I suspect there are many who need my help to answer the following:

Do I have enough to retire?
Can I retire and spend $10,000 per year for travel? Can I afford to buy a condo at the beach?
If I have to work part time after retirement, how much do I have to earn per week?
How do I replace my paycheck in retirement?
I can take my pension in lump sum or I can take a payout over my lifetime or joint with my spouse – which option is best?
I have savings and investment scattered around-how do I get money out of them to supplement my Social Security and pension?
When should I and my spouse start Social Security payments? Should I have income taxes withheld?
Are my investments properly allocated for retirement?
How can I reduce my income taxes during retirement?
What about health insurance- I used to simply sign up through work but now what do I do?
I may be able to perform some consulting work. How should I set myself up?
Are my Will and Power of Attorney up to date?
Do I still need life insurance? What should I do with my old life insurance policies?

Over the last 30 years I have helped so many that I have developed several powerful tools to answer these questions plus many more. For more information click: www.MyRetirementPro.com

Thomas M. Riddle
President, VNFA

Valley National Financial Advisors, and its family of companies, has been in the Lehigh Valley since 1985. The company is independent and locally owned. As a respected and trusted organization, our relationships with many clients and their families transcend generations. We have the expertise to provide clients with financial strategies to effectively manage their existing assets and to provide for the eventual transfer of their wealth.

Our one-stop service model includes: Financial Planning – Investment Management – Estate Planning – Retirement Planning – Education Planning – Tax Planning & Preparation – Insurance Planning – Trust Services, offered as a Trust Representative Office of National Advisors Trust Company, FSB – ExecutiveEdgeTM, Personal Financial Planning for Corporate Leaders. Our services are provided by a team of objective professionals and managed by one contact person – your personal financial advisor.

Valley National Financial Advisors is proud home of the Lehigh Valley’s most CFP® – Certified Financial Planner Professionals^TM. Among other honors, Valley National has been voted Best Financial Planner in the Lehigh Valley seven times by the readers of Lehigh Valley Magazine, and ranked among FA Magazine’s Top RIAs and AdvisorOne’s Top Wealth Managers.

For more than years, our firm has been devoted to helping our clients to achieve their hopes, dreams and aspirations. This requires a delicate balance between the science of financial planning and the art of understanding the feelings and emotions of our clients and their families.

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