It is easy to be miserable about this weather. But, I have to put my relative discomfort and loss of a couple rounds of golf in perspective. The rain is more than just a trivial inconvenience to many Americans – the farmers, for one. Many will lose a portion or all of their crops. And, it could be even worse – my home could sit in the middle of the Morganza Spillway in Louisiana. I feel very sorry for the thousands of Americans in that category. I suspect that many could not afford flood insurance.