In an unusual occurrence last week, U.S. Stocks, Foreign Stocks and bonds all increased.  During the last 12 months, STOCKS have substantially outperformed bonds.

Returns through     
1-08-2010                     1-week     Y-T-D     1-Year     3-Years     5-Years     10-Years

Bonds-
BarCap 
Aggregate Index                .4                 .4            6.3            6.0             5.1            6.4

US Stocks-
Standard & Poor’s
500                                     2.7              2.7          28.9         – 4.7             1.4            -.5

Foreign Stocks-
MS EAFE
Developed Countries          2.3              2.3          27.3          -7.6             1.8            -.4

Source: Morningstar Workstation. Past performance is no guarantee of future results.  Indices are unmanaged and cannot be invested into directly.  Three, five and ten year returns are annualized.  Assumes dividends are not reinvested.